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What a Racket! 

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What a Racket! 

H has too much time on his hands. I know this when the calls start rolling in from insurance companies. Finally, taking my suggestion, he has started leaving his cell phone number instead of the landline so I don’t have to deal with these crazies. 

Yesterday it was car insurance. He’s always looking for a better deal, though I can’t blame him. As soon as we get settled in with the company of choice, the price at our liking, the rates start going up for one reason or another. The last rate increase was because there has been a steady rise of claims from other insured clients over the past year. We didn’t have a claim, but that didn’t matter. Everyone’s rates increased.

Sheeesh! You can’t win for losing. Have you noticed there are great deals out their for everyone except the long-time dedicated customer? 

Today he’s getting health insurance calls because he thinks we are paying too much for Andrews health insurance. We’ve had this policy for him since he was ten and it cost us $99 a month. There was a steady increase, especially in the last five years, and now it’s at $269 and going to $296 in July. I haven’t informed H of that little detail yet. 

It doesn’t take long for the calls to start once you are interested in a quote and add your contact information. About two seconds! I’m kinda leary of jumping to another health insurance company until the insurance market levels out a bit. I know as soon as we jump on a good deal, the rates will start climbing again. I tell H it’s inevitable so there is no sense in changing. 

Another source of need we have is internet and cable tv service. Right now we have Direct TV but after two years our great rate went up as we were informed of at the time of purchase. 

Our internet is bundled with our landline and I’ve tried to keep it at a minimum by canceling every extra service we don’t need – no caller ID and no long distance. We mainly use our cell phones but if we disconnect the landline, which we seldom use, our cost for internet more than doubles because it’s not bundled. 

I try to deal with these companies myself so H won’t decide we need to switch carriers. I evade his questions when he takes a notion to ask what we are paying monthly. With all that extra time on his hands it’s as though we are playing hop scotch! 

Don’t get me started on our cell phone provider. What a racket!  

~Elle

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About Elle Knowles

Elle Knowles lives in the Florida Panhandle with her husband and off-at-college-most-of-the-time son. She has four daughters, one son, and eleven beautiful grandchildren. 'Crossing the Line' is her first novel. The sequel 'What Line' is a work in progress. Recently published is Coffee-Drunk Or Blind - a nonfiction story of homesteading in the Alaska wilderness with her parents and four siblings, told through letters by her mother and remembered accounts from the family.

4 responses »

  1. I can relate. Not with H involvement – mine has no interest in getting on the phone with anyone. But I obsess about bills and am frustrated with utility bundles, and fees and taxes that get passed on. One of my blog posts is about how ludicrous it is that most of my monthly expense is insurance. An insurance salesman read and commented on the post, and apparently was offended. Can you believe it?

    Liked by 1 person

    Reply
    • Ha! It’s not like they make the rates! It’s just a never ending battle with insurance. Now that I think about it, with Andrews health insurance, we have a pretty good chunk of our monthly income going to insurances too – health, car, life…

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